MetLife Dental PPO Plan
The MetLife Dental PPO Plan is a dental preferred provider organization (PPO). Each time you need care, you can visit any licensed dentist you choose. However, if you visit a preferred network provider, you save money since providers in the network charge negotiated rates. After you meet your annual deductible, the plan covers a percentage of the cost of your necessary care, up to the maximum annual benefit. You can can compare Metlife Dental PPO benefits to the other dental plan to determine if it will meet your dental needs.
Your cost for the plan depends on the coverage you select. Enrolling in the plan is limited to certain times or events during your employment.
Select benefit design features are provided below. The full details of the benefit are available in the Dental Summary Plan Description.
| In-network | Out-of-network | |
| Choice of Dentist | Network providers only | Any licensed provider |
| Deductible | $60 per person. Does not apply to preventive care or orthodontia | |
| Annual Maximum Benefit | Per covered individual: $1,500 Per Family: $3,000 | |
| Preventive Care | Plan pays 100% with no deductible | Plan pays 100% of reasonable and customary charges with no deductible |
| Basic Care (e.g. fillings) | Plan pays 80% after deductible | Plan pays 80% of reasonable and customary charges after deductible |
| Major Care (e.g. crowns) | Plan pays 50% after deductible | Plan pays 50% of reasonable and customary charges after deductible |
| Orthodontia (e.g. braces) | Plan pays 50% with no deductible up to a lifetime maximum of $1,000 | Plan pays 50% of reasonable and customary charges with no deductible up to a lifetime maximum of $1,000 |
| Claim forms | None | You file your own claims |